In light of the attempted health care reform, I thought that this would be appropriate. Has anyone ever heard of a health savings account? From what I can understand, its an account that allows you to pay yourself instead of high insurance premiums. Like, basically, you take the sucky health plan at your work right? ‘Cause its a whole heap cheaper. Well, then you find out that with that, you get what you pay for, and your deductiables are out of control and you have almost no prescription coverage and your glasses just broke. That’s where this account comes in handy. You simply hand over your little debit card (alot like the credit line for dental work that I discussed before.) and they charge it to your account. Unlike the credit line, you already have the money in this account and aren’t required to make monthly payments.
I guess that this could be very effective. I wonder why people don’t just start up a savings account for these things in general. I’m one to talk, I don’t do it either, but I can see that it would be alot better than being up to your eyeballs in debt.
Start a revolution! Say no to the health care fiends! We won’t buy insurance because we save our money! Now, dont misunderstand, I believe very strongly in our presidents attempt at reform. It really is needed. I,myself,am basically uninsurable as far as most companies are concerned, unless I want to pay as much a month in premiums as I do in rent. I think that the current system is badly flawed and it needs to be helped. On the same note though, I feel that its being pushed too hard, too fast. They want to completely overhaul the system, when in reality a bunch of little changes would probably be more effective.
Let’s do it the smart way, not the fast way.
Entries (RSS)